Tag: money
How Personal Capital Changed My Financial Life
It’s no mystery that I was in a deep financial hole some years ago. Not only did I have a sizable amount of credit card debt, but I also had car loans, and even a Jetski loan. Yep, I was a spending machine with no regard to how much was in my bank account. Everything went on plastic and I mean everything. I paid the minimums and went along with my self-perceived lavish lifestyle. I thought I was doing it all right. There were so many other people in debt and still living, so why did it matter if I was in the same place? Apparently, I didn’t get the memo that I was not supposed to jump off the bridge that everyone else
Why Real Estate Is the Perfect Side Gig
Despite the doom and gloom that always seems to swirl around the real estate market, the fact remains that people are always going to want to buy, sell, and lease property. And while it seems like it should be a straightforward exercise — Party A has a home to sell, Party B wants to buy it — as anyone who has ever been involved in the sale or purchase of real estate can attest, the process of transferring ownership of real estate is actually far more complex. And for those who understand the intricacies of real estate and enjoy attending to all of the necessary details, it can be a lucrative enterprise. The average real estate agent earns about $53,000 per year, but according to some experts,
Is A Zero Based Budget Right For You?
One of the budgeting techniques that has gained some popularity in recent years is the zero based budget. In this budget, you make sure that every dollar is accounted for at the beginning of the month. You look at what you expect to get in terms of a paycheck, and then use every penny to pay bills, or accomplish your goals. As part of your budget, you decide what will go to debt reduction, or to building an emergency fund, or to your retirement account. You can also put money toward a vacation or some other goal, on top of making sure your groceries, gas, insurance premiums and other expenses are covered. Every dollar of income is assigned to a spending, saving or giving category. No dollar
How far would you go for a price adjustment?
I have to tell you a story that made me feel really dumb. Its the kind of incident that leaves you reeling because you feel pretty stupid even though you know you’re right. And the kind of moment that you can’t shake off your head–so I decided rather than to continue to feel stupid about it, I would blog about it, because somehow I know you guys will all understand. After suffering through a cold and hardly getting any sleep, I went to CVS to get some Nyquil. I specifically chose the CVS brand over the name brand because it was on sale–a two-pack for $10.99. There was only one cashier on this lonely Saturday night, and there were three people in
