Tag: Credit Karma
A Note from Nikhyl Singhal, Credit Karma’s New Chief Product Officer
In January, I met Ken Lin, Credit Karma’s CEO. I had left Google after four exciting years where I helped build and lead the product teams for Hangouts and Photos. I was looking for a new opportunity, but it had to be special. I wanted to innovate, after founding two startups (Cast Iron Systems acquired by IBM and SayNow acquired by Google). I wanted a company with a powerful, disruptive vision. A product that truly helps its users. A team of ambitious yet humble professionals. And a business model that ensured a sustainable and enjoyable adventure. In short, I found it. Ken founded Credit Karma in 2007 and launched the platform a year later, after the financial meltdown. I remember seeing the world heading towards the cliff and
The Credit Karma Business Model: Turning lose-lose, into win-win-win
Have you ever wondered how Credit Karma is able to provide your credit scores and reports for free, when so many others want to charge you? We’ve been able to do what others could not, because our business model is built on addressing a two-sided problem that has long impacted banks and consumers. Advertising can be a tricky proposition for financial services providers. Most industries don’t have to worry about reaching the wrong consumer with their marketing. At worst, the consumer isn’t interested in the product. Credit cards and loans, however, are more difficult to advertise because they present a significant goldilocks problem: if your credit is too high, a particular product probably won’t interest you and if it is too low, you can get declined
Nerds Behind Credit Karma: Craig
Hey folks! It’s time for another edition of Nerds Behind Credit Karma. Last month, we introduced you to Riley, one of our awesome Senior Software Engineers. Today, you get to meet another Senior Software Engineer on the team: Craig! When Craig was very young, he was super shy, which meant that he could tell you the color your shoes were before he could tell you what color your eyes were. Find out more about Craig below! The Interview What’s your title at Credit Karma? Senior Software Engineer Describe in 25 words or less what you do. I help build the back-end systems used by our data analytics team so our users have an amazing experience. (Words to spare, yeah!) How long have you worked at CK
Nerds Behind Credit Karma: Riley
Hey there! It’s time for another edition of Nerds Behind Credit Karma. Last month, we introduced you to Dan, one of our cool Senior Software Engineers in Test. Today, you get to meet Riley, one of our awesome Senior Software Engineers! Riley plays intramural volleyball on the weekends. He started playing last year and was horrible: he couldn’t spike and kept hitting the ceiling. However, by the end of the season, his team made it to championships, where during the last game, every single person got injured. They still won, and are hoping to do as well in their championship this season, but with less battle scars. Find out more fun facts about Riley below. The Interview What’s your title at Credit Karma? Senior Software Engineer Describe
