The health and safety of your employees is usually at the front of your mind, but what about the safety of third party stakeholders who use or interact with your work environment in some way? It can all become very messy very quickly. Every business should consult with a legal specialist like Patinos Personal Lawyers to determine your third party liability obligations. Below are some insightful suggestions on how you can reduce your risk of a public liability claim.
Have Insurance
As a company or business you are only asking for trouble if you do not have adequate insurance that will protect you against accidents. Remember that insurance requirements vary from company to company and from industry to industry. Just because one business has a specific type of insurance policy in place doesn’t necessarily mean it is the best fit for you. Cleary define what it is your company does and what risks it may pose to third parties, then make sure you shop around.
Review Procedures
Make sure to never sit idly by and assume that just because you reviewed safety procedures 12 months ago that everything is still in order. A lot can happen in that time. Although it might seem exhaustive, try setting up reviews every 3 or 6 months. This way you will have a regular update on the situation, have a better understanding of what procedures need to be changed or reviewed, and will have a higher chance of avoiding accidents.
Be Aware
Be aware of your surroundings and everything in them. No, you shouldn’t have to watch for what other people are doing 24/7, but it doesn’t hurt to be aware of what exactly is happening around you, and how other people interact with the environment. By doing this you will be able to take note of any additional risks that have sprung up, any changes to the environment that have occurred, and any additional warnings or signage that need to be incorporated to avoid future injuries.
Do Some Research
There is nothing better than a bit of thorough research. Other than demonstrating what safety procedures are out there and what you should be incorporating, you can also see where other people may have gone wrong. Research companies or businesses similar to your own to see what types of accidents they’ve had or what risks they didn’t account for. You can learn from these and hopefully avoid them in your own environment.
There is only so much you can do to avoid injuries being sustained by the public in your company or business. It’s important that you always remain aware and stay up to date so that if a claim is made against you, you have some legs to stand on. The best thing you can do though is be prepared for the worst, but always hope for the best.
What are some of the worst injuries you’ve seen sustained in a public place? Write your comments in the space below.
The post How To Reduce The Risk of a Public Liability Claim appeared first on Getting Money Wise.
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