What’s the difference between saving and investing?
A: Saving is for short-term goals and emergencies, usually kept in a bank. Investing is for long-term growth and involves some risk.
A: Mutual funds pool money from many investors to buy a diversified portfolio of stocks, bonds, or other securities.
Is it safe to invest online?
A: Yes, if you're using reputable, regulated platforms. Always check for licenses and use two-factor authentication.
How much should I invest each month?
A: A common rule is to invest at least 20% of your monthly income, but it depends on your financial goals, risk tolerance, and expenses.