Estimated read time 4 min read
Frugal Living, Saving Money & Life Hacks

Payment Processing Secrets that Online Merchants Need to Know

The online business had given online payment processing programs a boost. Imagine how a low-funded company builds its fortune by simply putting up an easy payment option. Online shoppers preferred convenience and user-friendly interfaces when they do their virtual transactions. Now, in case you are one of them, there must be a few payment processing secrets you should know. These secrets have been known by very few others so it’s time for you to be one of these small portions of online shoppers. The question would be how does this big and small online business owners alike deal with payment processing. These secrets are learned due to great experience in terms of credit card operations and check payment handling. Working in sales and financial institutions

Estimated read time 3 min read
Frugal Living, Saving Money & Life Hacks

Four ways to get out of debt

With the recent news that payday loan companies in the United Kingdom are now writing off more than £220 million worth of debts, the subject of debt is both a topical and indeed a very sensitive one.Over here in the United States, we haven’t quite got it so easy – yet. There are a number of ways you can get yourself out of debt without having to resort to the extremes. Here are a few tried and tested methods to get you out of struggle.Work it outIt’s going to take time and a few home truths, but you need to figure out exactly where your debt is going and who needs repaying first. See if there are any ways of consolidating your debts

Frugal Living, Saving Money & Life Hacks

Are you frugal or cheap?

Having trouble viewing this? CLICK HERE <!– Content Layout –> Are you frugal or cheap? Saving Take the frugality test by answering these cheapness questions to see for yourself. Read More… <!– Footer copyright and linkage –> The Squawkfox Blog is by Kerry K. Taylor www.squawkfox.com Copyright © 2015 Squawkfox.com. All rights reserved.

Estimated read time 3 min read
Frugal Living, Saving Money & Life Hacks

Creddy as an e-commerce payment system

Creddy has revolutionized the way online payment is done. The service has provided businesses with a perfect e-commerce payment solution and continues to make a difference. The payment system works in such as way that it allows you to make a purchase even if you do not have enough funds to finance the transaction. All you need to do is to request them to finance that portion of the transaction you are missing. It can be as little as 10{7dabfd103aa443fce219eea47f0f346a11a54ce587a1a0cbb74f06b9f7a304ca} of the product price or better yet the entire amount. The e-commerce payment system guarantees satisfaction to both the online retailers and the customers because it delivers to their expectations.Everything about the payment system is simplified starting with its ability to be easily integrated

Estimated read time 3 min read
Frugal Living, Saving Money & Life Hacks

How To Reduce The Risk of a Public Liability Claim

The health and safety of your employees is usually at the front of your mind, but what about the safety of third party stakeholders who use or interact with your work environment in some way? It can all become very messy very quickly. Every business should consult with a legal specialist like Patinos Personal Lawyers to determine your third party liability obligations. Below are some insightful suggestions on how you can reduce your risk of a public liability claim.Have InsuranceAs a company or business you are only asking for trouble if you do not have adequate insurance that will protect you against accidents. Remember that insurance requirements vary from company to company and from industry to industry. Just because one business has a specific type of

Estimated read time 3 min read
Frugal Living, Saving Money & Life Hacks

4 Reasons a Healthcare Informatics Career Is a Profitable Career

Most of us will reach that point in our career when we want — or even need — a change. Maybe you are already at that point. You may even seek to pursue a lifelong dream of a healthcare career. If you are looking for a profitable career change, one that can offer a variety of possibilities, then check out these four reasons to consider a healthcare informatics career.Healthcare Informatics- The Field Is GrowingThe Affordable Care Act mandates paperless medical records by 2015. Because of this, healthcare providers desperately need personnel to place the records online and administer them, not to mention maintain the systems that hold these records. Additionally, healthcare providers’ systems must be able to effectively communicate with insurance companies’ systems to make sure that

Estimated read time 3 min read
Frugal Living, Saving Money & Life Hacks

Half of the Cardholders Will Avoid Stores Hit by Data Breaches

A study of a randomly selected 865 American adults who use debit or credit card showed that nearly half of them are reluctant this holiday season to return to hacked stored. We all know that data breaches are very common nowadays and people just want to protect their personal information.The study,conducted by landline and cell phone from 2 – 3 October by Princeton Survey Research Associates International for Credit.Cards.com showed that,Five percent of the respondents who use credit or debit cards would avoid stores that experienced a data breachSixteen percent of the respondents said that they would definitely not return to a store that had experienced hacking and twenty nine percent stated that they would probably not return to a hacked store.We have been

Estimated read time 3 min read
Frugal Living, Saving Money & Life Hacks

Mark Cuban Thinks Lowering Student Debt Is The Answer To Saving U.S. Economy But He Himself Is A Proponent Of Unpaid Internships

I don’t claim to be an expert on economic matters and neither am I trying to poke fun at Mark Cuban. On the contrary, I hugely respect Mark Cuban for what he has achieved and I am sure he is an incredibly smart guy. Having said that, his approach to saving the U.S. economy flies right into the face of his stance on unpaid internships.Student Loans Are Curtailing College Graduate’s Purchasing PowerMark Cuban is right on point when he says that Student loans are bad for the U.S. Economy! As an international student with a decent job, a good chunk of my salary goes towards paying my student loan debt which leaves me with very little to buy things or put another

Estimated read time 4 min read
Frugal Living, Saving Money & Life Hacks

3 Signs You Need Help with Your Debt

One of the most difficult issues to overcome is debt. If you have a lot of debt, it can be difficult to move forward with your finances. The interest payments suck away your disposable income, and once you are stuck in the cycle, it can take serious effort to get out. In some cases, you might even need help dealing with your debt. You can get help from a legitimate counselor with the National Foundation for Credit Counseling, or get help from a fee-only financial planner. Here are 3 signs that you might need to seek professional help with your debt: 1. You Only Have Enough for Minimum Payments When you only have enough money to make minimum payments, that’s a huge red flag. It means that

Estimated read time 4 min read
Frugal Living, Saving Money & Life Hacks

What Do You Do With Your Savings?

One of the basic pieces of advice that we are often given about money is to save more. But where do you put that money? And what should you do with it? Create Goals for Your Savings While saving money just to save money does make sense in some ways, the reality is that few of us are willing to keep doing something “just because.” As a result, it makes sense to carefully consider your desired outcomes and figure out what you hope to accomplish with the money you are saving. First off, really think about what you hope to have happen with your money. Do you want some of it to go toward creating a comfortable retirement? Do you hope to save up enough

Estimated read time 4 min read
Frugal Living, Saving Money & Life Hacks

Why I’d Rather Pay $10,000 to Unload My House Than Become a Landlord

There are people out there who are made to be landlords. They like the idea of having someone else pay the mortgage on a home or apartment building and enjoying the ability to build equity on the property without using their own money. Once the property is paid off, the monthly rent is income (offset by the cost of taxes, insurance, and keeping the property up). I totally get why some people love the idea of getting into real estate and renting out property. I even get why many people who, upon moving, decide that they would rather rent out the old home than sell it. I am not one of those people. I am getting ready to move across the country, and my husband and I