Category: Frugal Living, Saving Money & Life Hacks
Creating Your Dream Event on a Budget: Aisle Planner’s Guide
Most couples want to make sure that their wedding is everything they envisioned. But if you have a tighter budget, bringing that vision to life [more…]
Best rewards credit cards of 2023
Discover it® Cash Back: Best for cash back rewards Pros: Up to 5{d2b599974303b629a5ced21f0a95caf055b754f8cafa1a7be316e3dfed23f121} back on rotating bonus categories Discover will match your first year’s cash [more…]
8 Best Tax Software: In-Depth Comparison And Verdict
Filing your taxes online isn’t as intimidating as it might seem. Tax software these days is typically a simple question and answer set up where [more…]
Using A 401k Loan To Pay Off Credit Cards (Hint: Don’t Do It!)
If you have quite a bit of high-interest debt, you may be looking into ways to pay it off faster. But if you’re considering using a 401k loan to pay off credit cards, you should know a few things first (plus why we don’t recommend you do it!). Related: FREE Credit Card Payoff Spreadsheet (Get Out of Debt in 2022!!) Can I take a loan out of my 401k to pay off my credit card debt? Technically, yes. Many different 401(k) plans allow you to borrow against your retirement savings. One of the benefits to many people is that it’s a low-interest loan option and will make it easier to pay it back vs. high-interest credit cards. Related: When Can
5 Ways to Build Wealth With Commercial Real Estate
Commercial real estate (CRE) can be a great way to build wealth. By investing in commercial properties, you can create passive income and increase wealth over time. Commercial real estate is a great way to build wealth because you can: Leverage long-term passive income Choose the commercial property type that works best for you Get creative with layering wealth-building strategies Keep income flowing while staying hands-off Study the risks and know how to avoid them Ready to dive in and learn how to develop high-yielding assets with non-residential properties? Keep reading to learn about the five ways to build wealth with commercial real estate. Leverage the Long-Term, High-Volume Income of CRE Commercial real estate investments are one of the best
9 Best Home Investments (That Pay Off BIG When You Sell!)
There’s plenty of great advice about how to add value to your home, especially if you’re looking to make some money from those home improvements. But what if you don’t plan to sell your home but want to save money? If that applies to you, there are some home improvements that could save you a lot of money over time. Here are the nine best home investments, whether you sell or not! Related: How to Pay Off Your Mortgage in 5 Years (Robust Calculator Offer!) What adds the most value to a home? Would you be surprised to know that the project that adds the most value to a home is building an inground pool? Yep! It used to be that a pool almost detracted from
How To Sell Clothes Online
Selling clothes online is a lot easier than you think. You have the potential to make back hundreds – even thousands – of dollars from selling your clothes. By selling your unwanted clothes online, you’re reaching a way larger audience than you would by selling locally. And you’ll get more bang for your buck compared to hosting a garage sale or exchanging items at your local thrift store. Even though you aren’t donating all those old clothes to Goodwill or the Salvation Army, you’re still a good person. By selling your unwanted clothes online, you’re recycling, reducing carbon emissions and waste, and you’re not contributing to the toxic and destructive culture that is fast-fashion. You may consider selling your clothes
How We’re Handling A Sudden Loss Of Income
In the United States many individuals are currently out of work because the government considers their job or business non-essential, or impossible to carry out while maintaining social distancing. My husband works for a local university and has been home working for weeks now. I honestly didn’t look ahead enough to see how much universities would be impacted, but that became very obvious to me when my husband’s employer sent an email that he would have to take 39 furlough days over the next year. Essentially, he is losing two months’ income over the next year. While I’m still very thankful that he has a job, we had to do some scrambling to make our budget work. Here’s how we’re handling a sudden loss of income. How
Why Most Money Challenges Don’t Work And What Does
Here we are, at the beginning of another new year. One of the major New Year’s resolutions that many people make, behind losing weight and quitting smoking, is saving more money. To that end, you’ll likely find hundreds of webpages filled with money challenges. However, save your time. Most money challenges don’t work, but there is a strategy that does work. Money Challenges You Might See There are many money challenges you’ll likely see if you search the web. Save Your $5 Bills One is to use cash for all of your purchases and then, every time you get a $5 bill in change, save it. By the end of the year, you should have at least $1,000. Save Your Change Another money challenge again urges you
Where to Invest Your Money
The stock market was down nearly 40{7dabfd103aa443fce219eea47f0f346a11a54ce587a1a0cbb74f06b9f7a304ca} in early 2020. I bought as much as I could at the bottom, but now we’re already back to the top again. With all the uncertainty, the stock market just doesn’t seem like the best place to invest anymore. So, as we head into a new year, I’ve got the same question that the rest of you probably have…Where to invest your money in 2021! The Disclaimer… I’m a financial analyst by day and a personal finance blogger by night. I’ve been in and around the finance arena for over a decade. The actions and thoughts below are my own and actually stem from conversations I’ve had with many other millionaires. However, I am not
The 9 Best Toys of All Time Don’t Cost a Thing
Having trouble viewing this? CLICK HERE <!– Content Layout –> The 9 Best Toys of All Time Don’t Cost a Thing Babies & Kids, Holidays The best toys of all time have nothing to do with trends, brands, or limited editions. They can’t be bought or sold. The best toys never go out of style. Read More… <!– Footer copyright and linkage –> The Squawkfox Blog is by Kerry K. Taylor www.squawkfox.com Copyright © 2020 Squawkfox.com. All rights reserved.