Category: Credit Score & Credit Repair
The Credit Karma Business Model: Turning lose-lose, into win-win-win
Have you ever wondered how Credit Karma is able to provide your credit scores and reports for free, when so many others want to charge you? We’ve been able to do what others could not, because our business model is built on addressing a two-sided problem that has long impacted banks and consumers. Advertising can be a tricky proposition for financial services providers. Most industries don’t have to worry about reaching the wrong consumer with their marketing. At worst, the consumer isn’t interested in the product. Credit cards and loans, however, are more difficult to advertise because they present a significant goldilocks problem: if your credit is too high, a particular product probably won’t interest you and if it is too low, you can get declined
Five Tips For Successful Financial Spring Cleaning
Fresh, new years always begin with the best of intentions. Three months into 2015, however, there’s a good chance that momentum has dissipated for you. You’re not alone. According to a study done last year by the University of Scranton, only eight percent of people successfully complete their resolutions. With your finances though, it’s not too late to make positive changes and see the benefits quickly. As we move into spring and the days get longer and warmer, here are five tips to help inspire some financial spring-cleaning to get your finances in order. Understand your situation It may feel like having to face up to harsh reality, but any financial improvements you make are guesswork if you’re not working from a real picture. Checking your credit
Nerds Behind Credit Karma: Craig
Hey folks! It’s time for another edition of Nerds Behind Credit Karma. Last month, we introduced you to Riley, one of our awesome Senior Software Engineers. Today, you get to meet another Senior Software Engineer on the team: Craig! When Craig was very young, he was super shy, which meant that he could tell you the color your shoes were before he could tell you what color your eyes were. Find out more about Craig below! The Interview What’s your title at Credit Karma? Senior Software Engineer Describe in 25 words or less what you do. I help build the back-end systems used by our data analytics team so our users have an amazing experience. (Words to spare, yeah!) How long have you worked at CK
Reluctant To Be Rude
Great article byAmy Hebert,Consumer Education Specialist, FTCRespectfulness and politeness — they’re valued in many close-knit communities. But when you’re dealing with a scammer, those values can backfire, as we’ve heard during our ongoing effort to fight fraud in every community. Scammers try to take advantage of your politeness to get you to hand over money or personal information.Here are some situations when it would be just fine to interrupt, hang up, and not give a caller the time of day:1. They want personal information. Never give your personal or financial information to someone who calls you unexpectedly. If someone claims they are from a government agency or organization, find the number for the agency yourself and call to verify their claims. If you have
March is Credit Education Month!
At Credit Karma, every month is credit education month. So we’re fully behind celebrating March for actually being credit education month, and we’ve launched a new website in its honor. We created CreditEducationMonth.com as a destination for consumers, Credit Karma members or not, to further educate them on the importance of good credit health and the huge financial impact it can have. Our new site breaks what can be an intimidating subject into easy-to-digest pieces, illustrating the impact of credit scores and what influences them, how people should read a credit report and what to do to take control of their credit situation. CreditEducationMonth.com shares results from a survey¹ that perhaps best explains why a site like CreditEducationMonth.com is needed. There’s a
Nerds Behind Credit Karma: Riley
Hey there! It’s time for another edition of Nerds Behind Credit Karma. Last month, we introduced you to Dan, one of our cool Senior Software Engineers in Test. Today, you get to meet Riley, one of our awesome Senior Software Engineers! Riley plays intramural volleyball on the weekends. He started playing last year and was horrible: he couldn’t spike and kept hitting the ceiling. However, by the end of the season, his team made it to championships, where during the last game, every single person got injured. They still won, and are hoping to do as well in their championship this season, but with less battle scars. Find out more fun facts about Riley below. The Interview What’s your title at Credit Karma? Senior Software Engineer Describe
2/24 Savings Strategies for Paying Off Debt Tweetchat Recap
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5 Ways To Build Your Credit Repair Business’s Brand In 2015
Stand out and make your credit repair business memorable! As we enter into a new year, many business owners will be thinking about ways to grow their businesses and build their brands. Savvy credit repair organizations will be doing the same. There was a time when credit repair businesses could set up shop and rake in clients without relying on much more than word-of-mouth to get their name out there. A reputable service and answering your phone were enough to build your business. In 2015, it’s going to take a lot more. You may be considering a fancy new website, social media, pay-per-click advertising, search engine optimization, and a reliable payment system. However just as important, perhaps now more than ever, is to have
Happy New Year From CRA
And MANY more!!!Great Article: How Student Loan Debt Factors Into your Credit Score: Visit the Credit Restoration Associates Website Back to the CRA blog homepage:Credit Repair Va:CRA Resources:Credit Repair:About CRA:
Happy Holidays!
We would like to wish you a very safe and happy holiday! CMS will be closing on Wednesday, December 24th at noon, and reopening on Monday, December 29th. Merry Christmas and a Happy New Year! The post Happy Holidays! appeared first on Credit Repair Payments.
Multitasking Efficiently And Other Helpful Tips
Time Management is Critical To Success CMS hopes all is well with you. As we head into the holidays, we wanted to touch on the subject of time management. In this digital era, multitasking has taken on a whole new meaning; business owners like you have more to accomplish than ever. There are endless e-mail accounts to check, social media feeds to review, and multiple points of customer contact to manage. There are many resources available to help you manage your time wisely. Recently read by our staff was an article from Entrepreneur that details out 10 steps you can start taking today to improve your productivity. It provides some really good information that I think all business owners would be wise to adapt. There are only 24
