Category: Credit Score & Credit Repair
How long does it take to build good credit?
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure [more…]
Reducing Your Student Loan The Smart Way
No one wants to graduate with a huge student loan, so why not consider reducing it while you’re still at college or just out of [more…]
Maintain Your Credit Score for Retirement
You want to aim for good credit at all stages of life, but some people forget to consider how important credit is when you reach [more…]
How many FICO scores are there, and what’s the difference?
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure [more…]
Is it safe to close a credit card with a zero balance?
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure [more…]
7 Financial Retirement Mistakes and How to Avoid Them
Learn about the 7 most common financial retirement mistakes and how to avoid them. Get practical tips to ensure a smooth and secure transition into [more…]
What Is a Prime Credit Score? A Guide for Consumers
A prime credit score typically refers to a high credit score, usually above 720. It shows lenders that you have a history of responsibly managing [more…]
How to Use a Credit Card to Build Credit in 2024
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for [more…]
What Credit Score Do You Need to Buy a Car?
To get the most favorable terms and interest rates on an auto loan, lenders typically look for a credit score in the “good” to “excellent” [more…]
The Federal Reserve cuts rates for the first time in four years
Snapshot: As of September 18, the Federal Reserve cut interest rates by .5%. Although consumers shopping for a mortgage may not see rates come down [more…]
What Happens If You Ignore Your Student Loans?
Ignoring student loans can damage your credit score, lead to wage garnishment, and accrue interest and fees. It may also result in legal action, tax [more…]